了解我们的商户现金垫款
你的生意如何在商业融资下成长
企业预支现金的好处:
- Remittance based on business’s credit and debit card sales
- 没有设置项
- 提前付清贷款折扣
- 无使用限制
- 不需要担保
- 免费，无义务报价
- 营运资本从5000美元到75万美元
商人预付现金s Are Perfect For These Industries:
- 服务
- 餐厅
- 零售
- 医疗/保健
- 汽车
如何利用商户预付现金:
- 填补库存订单
- 升级设备
- 招募新员工
- 开始翻新工程
- 为市场开发付费
- 投资新技术
- 扩大你的生意
- 为工资准备现金
- 短期内费用
- 改善现金流
看看我们的客户是怎么评价我们的:
如何申请商户资助
Everything You Need to Know About 商人预付现金s
This financing option is a great fit for businesses that process a high volume of credit card transactions
Whether you need cash for slow seasons or want to seize a new opportunity, 我们致力于协助您的业务. 一旦你申请并收到商业现金预付款, 你可以坐下来看着你的生意成长!
跳转到下面的部分
什么是商户预支现金?它是如何运作的?
At Fora Financial, we’re passionate about helping small business owners like you succeed. That’s why we provide merchant cash advances to small business owners in a variety of industries!
Unlike a term loan, merchant cash advance remittance fluctuates with your business’s sales patterns. 我们知道企业有起有落. Your business may have a few months where sales are booming, 然后经历一段他们减速的时期.
Naturally, you won’t be able to remit the same amount during both periods. When sales decrease, you’ll need to try and cut expenses in order to remain operational.
That’s why with when pursuing financing from a merchant cash advance company, 有一个保留百分比. This is a set percentage that is withheld from your credit card transactions until you satisfy your obligation. 这种方式, a certain percentage of the sales from your bank account will be used for remittance, 而不是固定的付款金额.
Many business owners appreciate this because there is no set payback schedule, so they have the flexibility to remit their cash advance in a similar pattern to the ebbs and flows of their sales. When sales are up, your holdback percentage will result in a higher dollar amount. 另一方面, 如果你的销售正在经历停滞期, your holdback percentage will result in a lower dollar amount.
受益于商人融资的企业
Merchant cash advances are especially beneficial for business owners in the restaurant, 零售及服务业. This is because these industries typically receive a large volume of credit card transactions. 有些公司不接受信用卡, 或者不经常收到信用卡交易, 通常不会有资格获得商业融资.
If you run a business that primarily accepts credit card transactions, pursuing a merchant cash advance could be the choice that takes your business from good to great!
如何申请预付商户现金
开始, 我们会要求你完成我们的一页申请表, 提交三个月的信用卡账单, 还有三个月的银行对账单. On occasion, we may ask for you to provide tax returns, a balance sheet, or a P&L.
If you’re trying to receive a cash advance as quick as possible, 我们建议在申请前整理这些文件.
商户预付现金需求详情
申请前, it is important that you understand how to qualify for a merchant cash advance from Fora Financial. We have these prerequisites in place so that businesses can responsibly and effectively utilize our products.
We require that your business be up-and-running for at least 6 months prior to receiving a merchant cash advance. Being open for 6 months will likely increase the success you have with our merchant cash advance product.
Another funding requirement we have is that your business make $5,信用卡每月的销售额为1万美元. 如果你赚不到5美元,信用卡销售额增加了1万, it may be challenging for you to remit your merchant cash advance. 如果履行你的义务太难了, we don’t want to put the future of your business at risk.
除了, any business we work with can’t have any open bankruptcies or dismissed bankruptcies within the past year. 如果这适用于你, 我们鼓励你关注这些问题, 然后每年申请一次.
If you have any questions about our merchant cash advance requirements, 请与我们的资本专家联系. They’ll be able to provide you with further direction and are always happy to help!